The loss of income caused by missed work due to illness, injury, or childbirth can cause serious financial hardship for your family. Disability insurance replaces a portion of your income to help you continue paying your bills and meeting your financial obligations during this time.
Years of service | Weeks at 100% of Pay | Weeks at 70% of Pay |
---|---|---|
Less than 1 | 4 weeks | 22 weeks |
1 but less than 3 | 8 weeks | 18 weeks |
3 but less than 5 | 12 weeks | 14 weeks |
5 but less than 7 | 20 weeks | 6 weeks |
7 or more | 26 weeks | 0 weeks |
STD/LTD is payable only while on a medically approved disability.