Eligibility

You are eligible for benefits if you are a regular, active employee scheduled to work at least 24 hours per week.

You may cover the following dependents under MSCI Inc.’s medical, dental, and vision benefits:

• Your legal spouse or eligible same-sex or opposite-sex domestic partner
• Your children until they reach age 26 (eligible children include natural children, stepchildren, legally adopted children, children placed for adoption, children under legal guardianship, and children covered under a Qualified Medical Child Support Order (QMCSO))
• Your disabled children of any age

You may also enroll your legal spouse/domestic partner and children up to age 26 in optional life insurance.

Spouse/domestic partner surcharge

If your spouse/domestic partner is eligible for other employer-provided medical coverage and you elect to cover him or her under your MSCI Inc. medical option, you will pay an additional $100 per month, deducted on a pre-tax basis. The surcharge applies to medical coverage only.

The surcharge will be waived if your spouse/domestic partner is:

• Eligible for coverage as an MSCI Inc. employee
• Unemployed
• Self-employed

During Open Enrollment, you will be asked to certify whether your spouse/domestic partner is eligible for coverage elsewhere. Please check your spouse/domestic partner’s eligibility carefully before enrolling him or her for MSCI Inc. coverage. MSCI Inc. reserves the right to conduct a dependent audit to verify certifications.

Domestic partner eligibility

Your same-sex or opposite-sex domestic partner is eligible for medical, dental, vision, and life insurance coverage if both you and your domestic partner:

• Have shared a primary residence for at least six months and are responsible to each other for the direction and management of your household;
• Are legally entitled to reside in your household under applicable immigration laws;
• Have a committed relationship of mutual caring, which has existed for at least six months prior to enrollment in MSCI Inc.’s benefit plans;
• Have a relationship that is expected to be long term;
• Are 18 years of age or older and mentally competent;
• Are not married to someone else and do not have another domestic partner;
• Are not blood relatives; and
• Have not been married to each other at any time within the past 12 months.

Under federal tax law, you will pay for domestic partner coverage on an after-tax basis, and the value of the coverage will be taxed as imputed income.

If you are enrolling your domestic partner for the first time under MSCI Inc. health insurance benefits, you must complete the Domestic Partner Certification form. Please contact the US Benefits team for the certification form at askbenefits@msci.com.